Business Banking Associate (SBA)

Business Banking AssociateThe Business Banking Associate (BBA) is an integral member of the client-facing team and acts as the primary liaison with the client, client team, and other business partners. The BBA is responsible for supporting the end-to-end credit management process for the assigned producers and assisting the client-facing team with business development, marketing, fulfillment, and implementation support.Key Responsibilities and Duties

Facilitates credit originations, approvals, documentation, bookings, fee collections, and renewals. Responsibilities also include monitoring credit compliance, resolving documentation, collateral, and past-due exceptions, ensuring credit quality and data integrity.x000d

Proactively ensures client satisfaction throughout the credit management process, including credit servicing problem resolution. Ensures timely follow-up of loan monitoring activity to facilitate a sound credit portfolio.

Supports sales efforts. by calling on clients, prospects, referral sources, and centers-of-influence to develop new business sales, expand client base, and create a network of prospects from center of influence clients.

Supports outside sales focus, including demand deposit/operating accounts, cash management and other payments services, Business Loans, Business Lines of Credit, Commercial Real Estate Loans, and various other business banking products and services.

Analyzes business financial data and submits complete credit packages for underwriting. Completes site inspections and confirm inventory levels appear to support business operations.

Responsible for ensuring clients and prospects are satisfied with their experience . Responsible for the effective on-boarding of the client to the bank, implementation of the products and services, and that on-going servicing expectations are met.

Ensures adherence to policies related to credit and compliance: Know Your Customer (KYC), Anti-Money Laundering (AML), compliance testing, Risk Management support, due diligence requirements, risk grading, and Basel II & Basel III compliance.

Maintains covenant compliance and obtains updated financial information on the existing loan portfolio; documents and maintains risk-based discussions with borrowers. Recognizes unfavorable trends and makes appropriate recommendations to the business credit center. Manages the pipeline of active and viable leads, including determining which prospects to call on, and the priority and scheduling of calls.

Educational Requirements

University (Degree) Preferred

Work Experience

3+ Years Required; 5+ Years Preferred

Physical Requirements

Physical Requirements: Sedentary Work

Career Level7ICAdditional Job Description

This role will support the Business Development Officers (BDOs) on the Small Business Administration (SBA) team.

Preferred Qualifications

5+ years of experience in business loan servicing and support

Thorough knowledge of SBA lending process

Prior experience working with sales teams

Strong written and verbal communication skills

Ability to multi-task and prioritize assignments

Strong organizational skills

Posting End Date: 08/30/24#LI-CE1#LI-HYBRIDCompany SummaryEverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.VEVRAA Federal ContractorBenefits SummaryEverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.EverBank prohibits pay discrimination on the basis of any protected characteristic.EverBank may require a background check as a condition of employment. Qualified applicants with arrest and/or conviction records will be considered in accordance with applicable federal, state, and local laws and regulations, including, but not limited to, any laws and regulations specifically pertaining to banks and federal contractors.EverBank seeks priority referrals of protected veterans for jobs at all locations within the state.Pay Range $76,000 to $105,800EEO StatementEverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.Pay Transparency Non-Discrimination ProvisionWe will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information. If you believe that you have experienced discrimination, contact OFCCP at 1.800.397.6251. TTY 1.877.889.5627. www.dol.gov/ofccp (https://urldefense.com/v3/http:/www.dol.gov/ofccp;L8-7AA!WETVLfn333rqXNYi0-qITSUktDEWiFnQqvstF1J-gO8B03ANdCf4ucPkrvzeJpXk8bwyTvLqjEa8-JEpoxwcjXaB$) .Machine Readable FilesThe Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:Machine Readable Files (MRFs) - Aetna