Director, Business Risk Officer, Visa Commercial Solutions (VCS) and Visa Government Solutions (VGS)

The Risk Officer will be responsible for the development and delivery of innovative risk practices and oversight of the VCS and VGS businesses. This role is collaborative, execution-oriented and requires practical and strategic understanding of Visa and our businesses and demonstrated experience bringing products to market. The position must work collaboratively with cross-functional and geographically diverse teams to drive sustainable business growth, product innovation and sound risk management infrastructure.  This role will report directly to the Global Risk Officer, Commercial & Money Movement Solutions (CMS) Risk.  This role will be a key member of the CMS Risk leadership team.Job DescriptionLead the risk oversight and champion Visa’s risk appetite across VCS and VGS, supporting strategic objectives through the identification of risks & mitigation activity, providing effective challenge to the first line business units to ensure appropriate mitigation is applied.Develop and maintain partnerships with the business and cross functional partners to educate and embed Lifecycle Risk Management Practices and infuse Risk Management culture into the organization.Drive compliance with Programs (NBIA, RCSA, TLMP, DUCA, etc) and attend product roadmap reviews to assess and identify potential New Business Initiative Assessments (NBIA) and partner with initiative owner to instill cycle time discipline and rigor within the process.Influence and train 1st line Business Risk Champions as the business unit risk owners to identify and mitigate risks across risk stripes (strategic, product, operational, financial, reputation, ecosystem, 3rd party, legal & regulatory, compliance, etc) and raise risk issues and events that materialized and in need of remediation plans.  Develop a bottom up (e.g., from NBIAs, RCSAs, operational risk events) and top down (key risks from senior leadership) view on risks which then feed into quarterly risk reporting, inclusive of the risk profile of the business unit. Partner with 1st line to reduce risk exposure proactively.Lead efforts in supporting the execution of strategically important risk initiatives, continuously improving resiliency and controls effectiveness with a risk-based approach informed by focused deep dives. Monitor the effectiveness of risk management to ensure mitigating measures are effective in protecting the business and the wider Visa enterprise, through monitoring risk (e.g., managing risk registers, developing KRIs measurement system) and working with Visa Global Risk and other functional centers of excellence to ensure appropriate incorporation into first and second line control programs.Drive updates to leadership, audit, regulators, and other external parties on risk management activities for the business.Collaborate with Regional Risk Offices to assess new business initiatives and fit for purpose risk and fraud capabilities for regional clients.  Additional Responsibilities:Escalate key concerns to Product, Risk Executives , Third Party Risk, and  Policy, while identifying potential mitigations and solutions.Present and participate in Risk and Business Leadership Team forums and Quarterly Risk Profiles. Build relationships and gain exposure to Product Risk Leadership team and Regional Risk teams by presenting at Leadership teams meetings and roundtables. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.