TEKsystems is currently searching for qualified candidates to fill 2 Appraisal Underwriter II positions with a Fortune 100 Financial Institution in Pensacola, FL. This is NOT a remote position - all candidates must be located in the Pensacola, FL area.Hours: Monday - Friday 8am-4:30pm CST Pay: $30 - $32 hourly based on experience Location: Pensacola, FL - HYBRID schedule 2 days a week onsite required Qualifications and Requirements:
MINIMUM OF 2 years of recent Mortgage Underwriting experience is REQUIRED
SAR experience is strongly preferred
Associates or Bachelors degree strongly preferred
Proficient in Microsoft Office and data entry skills
Strong written and verbal communication skills
Job Description:To underwrite Conventional and Equity loan appraisal reports. To apply the established guidelines of Client, secondary market investors, and regulatory agencies to determine the acceptability and marketability of the property, and ensure the collateral is sufficient to secure the requested loan.Main Responsibilities:
Manages a pipeline of appraisals; remains aware of pending due dates; monitors and acts upon appraisal updates and new assignments to ensure member service expectations are met.
Communicates to production staff, appraisers, and appraisal vendors any changes, revisions, or corrections that occur after initial delivery of the appraisal; ensures timely follow up Responds to inquiries from production staff and other business units concerning appraisals in review and advanced underwriting issues; addresses and documents issues in systems
Reviews and decisions appraisal reports; determines and adds conditions to loan file in systems; issues counter offers and denials.
Reviews and considers effects of contracts related to property, such as age restrictions, HOAs, private water/septic/roads, etc. Conducts a thorough examination of all components of the appraisal report, including supplemental appraisal forms, ensuring that deficiencies, repairs, or special requirements have been notated Determines the acceptability and marketability of the property to ensure the collateral is sufficient to secure the loan Utilizes information from all resources, such as the International Building Code, local building and zoning contacts, tax records, online real estate databases, member documentation, and title work to ensure an exceptional member experience without compromising risk level Makes decisions regarding the acceptability of the investment risk using established, investor, and regulatory guidelines; recommends for denial or exception any properties that do not meet them
Communicates professionally, proactively, and confidently with appraisers, appraisal vendors, and business partners.
Provides timely, accurate, and clear information based upon research conducted and/or existing knowledge Collaborates with business partners to arrive at acceptable solutions; escalates complicated, urgent, and/or sensitive scenarios to supervisor; recommends and justifies exceptions Prepares highly detailed communications to appraisers and appraisal vendors in accordance with Appraiser Independence and other regulatory requirements Analyzes and facilitates member appeals; works with processing team to ensure appeals meet guidelines; takes appropriate follow up action
Supports the Appraisal Underwriting function.
Maintains current knowledge of mortgage and equity products, and changes to investor guidelines and regulatory requirements that impact underwriting Provides feedback to Appraisal Underwriting leadership for the development of policies, procedures, and training Assists in the ongoing maintenance of online underwriting manuals
Performs other related duties as assigned.
If interested and meet the requirements/qualifications, please apply with an updated resume!About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
Full-time