Community Finance Specialist

Southwest Georgia UnitedCommunity Finance Specialist(Small Business

Lending and Development)Title: Community Finance SpecialistReports To:

Community Finance DirectorLocation: Southwest Georgia UnitedSalary:

$40k-$50kPosition Description: Provide a variety of financial and

business management technical assistance and training to new and

existing small and micro businesses and other organizations (including

public presentations and social media use), resulting in successful loan

applications. Participate in all elements of financial products,

including origination, underwriting, closing, servicing, and

collections. Serve as a primary point of contact for current clients and

potential new clients, providing awareness of our lending products and

helping them complete loan applications or make plans to meet their

financial needs. Originate loans using the Portfol loan management

software and other loan databases.Essential Responsibilities: Coordinate

with clients and other staff members to originate loans; compile and

verify all necessary documentation to process and complete loan

files.Work with other CDFI staff members to meet annual CDFI lending and

technical assistance goals.Accurately and timely enter data to the

Portfol loan accounting system and other databases,Develop new reports

and prepare existing reports using Portfol, Excel, Word, and other data

sources as required by funding agencies and organizational

procedures.Underwrite loans ensuring compliance with established program

policies and guidelines, including Character (evaluating credit),

Capacity, Capital, Collateral, and Conditions. Specialist will not

underwrite loans for which they have provided technical assistance or

counseling.Prepare underwriting analysis for review by supervisor and

presentation to the Loan Committee.Manage the loan closing process,

including coordinating with the client and preparation of closing

documents.Participate in loan servicing procedures.Work closely with

other staff to support workout, modification and foreclosure processes.

Provide small business development and counseling services to

individuals, to groups, and through media to result in establishment or

expansion of small businesses and other organizations and individuals.

Provide a high level of customer service to external and internal

customers that includes being responsive, efficient, timely, and

professional.Other duties as assigned. Preferred Qualifications:

Bachelor's degree with significant experience in banking or the

financial services industry (or equivalent education and experience);

and a commitment to community improvement and economic

development.Strong commitment to our mission - creating economic

opportunity for traditionally underserved communities.Proficiency with

Word and Excel.Preference for working in organizations that prioritize

teamwork and collaboration.Ability to build effective relationships with

both internal and external partners as needed to effectively address

issues and obstacles.Strong written and verbal communication skills;

experience in public speaking and presentations.Excellent interpersonal

skills.Strong project management skills with the ability to plan,

initiate, prioritize, and service multiple projects to meet goals,

objectives, and deadlines.Ability and willingness to travel and work

more than forty hours per week, as needed.Available for overnight travel

to presentations, workshops, and training.Experience in nonprofit,

and/or credit union industry Frequently requires use of manual dexterity

and repetitive motions, primarily with the wrists, hands, and/or

fingers. Must be able to occasionally lift and exert force of up to 40

pounds. Compensation: Competitive nonprofit salary, based on experience,

plus a benefits package. Application: To apply, send resume and cover

letter, describing why you are a fit for this position, to

joseph.brown@swgau.org. Please