SENIOR LEAD CREDIT RISK OFFICER - Unsecured Lending Corp Risk

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.About this role:At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyoneIn this role, you will:Partner and mentor junior and senior Risk analysts with a consensus-building empowerment approach

Secure all program approvals with compelling business cases that drive credit results

Assess and manage credit risk-return, risk appetite and operational risk

Successfully manage FCRA controls, procedures and validations maintaining evidence of all preventative and detective FCRA controls.

Maintain credit risk criteria documents and control evidence

Effectively influence partners and campaign decisions managing risk/reward

Approve and provide credible challenge of line of business credit products, programs, and policies

Assess channel performance, criteria change and risk concentration impacts

Enhance credit risk reporting/monitoring, and proactively identify emerging trends and concerns with both credit risk and operational risk

Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite

Pull data and execute programs to assess criteria and credit impact

Influence platform/underwriting solutions that are long-term, scalable, innovative, yet nimble and intuitive.

Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

Be a conduit to Senior management on the direction and success of targeted channels

Required Qualifications, US:7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

5+ years SAS/SQL risk programming experience

Desired Qualifications:Ability to lead others and lead projects through a consensus-building approach

Experience with large relational databases and merging/joining logic

Experience with credit card targeting/marketing

Excellent written and verbal communication skills

Proficient in Excel (use of pivot tables) and Power Point

Strong process management and reengineering skills

Job Expectations:Willingness to work on-site at stated location on the job opening

Posting Locations:Charlotte, NC

Minneapolis, MN

West Des Moines, IA

Wilmington, DE

Irving, TX

Tempe, AZ

Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employeesWe Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Company: WELLS FARGO BANKReq Number: R-147613-3Updated: Fri Apr 29 23:19:08 GMT 2022Location: Minneapolis,Minnesota