Credit Analyst

Description We are in the process of recruiting a Credit Analyst for our operations in SAINT CHARLES, Missouri. The role is centered on analyzing financial data and credit information of individuals or firms to determine the risk level associated with extending credit. This is a contract employment opportunity that requires skills in various areas including 3M, CRM, Data Processing, IBM AS/400, JD Edwards EnterpriseOne, Collection Processes, Credit, Credit Application, Credit Limit, and Credit Reports.Responsibilities: Conduct comprehensive analysis of credit data and financial statements for individuals or businesses to evaluate the risk level associated with providing credit. Utilize computer software to assess customers' financial status, generate financial ratios, and determine creditworthiness. Review credit applications meticulously, gather required information, and draft detailed reports outlining the risk factors involved in the credit request. Make informed recommendations on credit requests by either approving or denying them based on the risk assessment results. Establish repayment terms for customers by considering factors such as earnings, payment history, and purchase activity. Address and resolve customer complaints efficiently while verifying transactions through consultation. Requirements Demonstrable knowledge of 3M and CRM systems Proficiency in data processing Experience with IBM AS/400 Familiarity with JD Edwards EnterpriseOne software Understanding of collection processes Extensive knowledge in credit, credit application, and credit limit Ability to analyze and interpret credit reports Experience in approving credit Strong decision-making skills related to credit approval Excellent communication and interpersonal skills Detail-oriented with strong analytical skills Ability to maintain confidentiality and exercise discretion Bachelor's degree in Finance, Economics or related field is preferred Prior experience in a similar role is a plus. Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.© 2024 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use (https://www.roberthalf.com/us/en/terms) .