Treasury Management Product Developer

28 Apr 2024

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First Horizon's Bank’s Treasury Management (TM) division helps its business/commercial clients manage their working capital to efficiently run their businesses. We build innovative payment solutions to facilitate payments via cutting edge electronic/online channels or traditional paper based channels (Checks and Cash).

We are a rapidly growing business in a strong economic footprint with excellent market opportunity. We are building payment solutions to meet the sophisticated needs of our clients by leveraging proven and emerging Financial Technologies (Fin-Tech). In addition, we aim to grow a strong discipline in deploying artificial intelligence and machine learning technologies to identify latent client needs. Our goal is to be an innovative entrepreneurial business.

We are looking to talented, analytically strong, innovative candidates to join our team. If you want to be a part of a “technology company” within a strong regional bank, this is the place to be.

Position Overview:

The Product Developer will participate in a multi-disciplinary team with business, technology, marketing, operations, legal, compliance and others to develop new or enhance current products and services that will enable/introduce next generation Treasury Management solutions.

Product Developer must have a strong focus on client experience and how the product will be used in a business setting – begin with the end goal in mind. Ease of product use and simplicity should be the hallmark of our products.

The Product Developer is expected to shepherd the product development/enhancement lifecycle from concept to market launch. During this process, she/he will work with relevant stakeholders to make sure the right feature set is included to meet client needs. Sufficient support and guidance will be available from seasoned Product Managers and Senior leaders to ensure product rollout is progressing as expected.

Basic Responsibilities:

  • Work with clients and business stakeholders to clearly define client needs – what are we solving for – why will clients pay for our service/solution
  • Build the business case with strong return on investment and net present value discipline
  • Present product ideas and business cases to management for approval
  • Write business requirements to suit both agile and traditional software development methodologies
  • Test product prototype and take it on road shows to seek early client input/feedback
  • Ensure the product can be seamlessly integrated into First Tennessee technology environment
  • Develop pricing and profitability metrics
  • Conduct lessons learned exercises to formalize learnings for future projects

Requirements:

  • Bachelor’s Degree or equivalent experience
  • Experience with innovation and applying technology to build solutions
  • Must be analytically oriented and be able to break down complex processes and explain it in simple terms to stakeholders
  • Must be able to analyze problems from the perspective of all stakeholders - 360-degree analysis
  • This candidate must have excellent oral and written communication skills
  • The candidate must possess excellent knowledge of the Microsoft Office products to create memos/letters. Spreadsheets, client presentations, flow charts, etc.
  • Must be a self-starter and be able to motivate her/his peers and influence partners in other areas to achieve common goals

Preferred Qualifications:

  • Experience with Artificial Intelligence or Machine Learning technologies
  • Prior experience with Financial Technologies
  • Knowledge of Treasury Management products and services
  • Experience with product design (of any kind)
  • Client facing interaction experience

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)