Credit Analyst

As the Credit Analyst, you will support the bank’s lending function with a strong focus on commercial lending. You’ll partner closely with lenders and the credit team to analyze financial data, assess risk, and help ensure sound credit decisions—while keeping lending operations running efficiently and compliantly.Additionally, you will:Underwrite and analyze commercial loan requests, including financial spreading and risk gradingPrepare and review credit memos and loan presentations for accuracy and completenessEvaluate financial statements, cash flow, and tax returns to assess borrower risk and trendsAssist with annual reviews of commercial clients and monitor changes in credit riskSupport centralized lending processes, including underwriting, documentation, and due diligenceReview loan documentation to ensure compliance with bank policies and regulationsTrack and collect financial information from commercial clientsAssist with lien filings/releases, flood determinations, and insurance trackingSupport loan administration tasks, including escrow accounts and loan system maintenanceBalance general ledger accounts and process loan-related transactionsPrepare reports and support board-level loan presentationsProvide overall administrative and analytical support to the lending team