Credit Portfolio Manager II

357802BRJob Title:Credit Portfolio Manager IITD Description:About TD Bank, America's Most Convenient Bank®TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBankUS .TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .Auto req ID:357802BRCountry:United StatesJob Requirements:Manages complex credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; may manage overall analytical support and workflow production needs for a departmentWorks on larger, complex deals, mainly focused on Middle Market and highly specialized lendingMay manage and/or lead as well as create, develop and introduce commercial and credit-related initiativesActs as a consultant to business lines regarding credit issues, processes and proceduresFunctions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelinesPartners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examinersPerforms periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficienciesCoordinates with Account and Relationship Managers to perform routine financial analyses and credit investigationsMay communicates credit decisions to Relationship Managers and Account ManagersManages and oversees workflow and adherence to policy for departmentParticipates in organizational cost benefit analysis and implementationManages activities by creating and maintaining quantifiable service level standards against business performanceEnsures timeliness of information and efficiency in process and workflowMaintains confidentiality of credit and customer information at all timesMay lead a team of Credit Analysts within a region or marketMust be eligible for employment under regulatory standards applicable to the position.

Hours:Monday - FridayJob Description:The Credit Portfolio Manager II (CPM) performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking team and recommends credit solutions that add value to the Customer. The Credit Portfolio Manager II manages a designated portfolio of commercial loans assuring all aspects of compliance with loan agreements, regulatory requirements and underwriting and risk rating policy are met. The job oversees the overall risk profile of a designated portfolio, identifying potential macro and micro risk issues (both positive and negative) early on.Inclusiveness:At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.Province/State:South CarolinaCity:GreenvilleQualifications:Bachelor's degree or work experience equivalent to a Bachelor's degree required10+ years related experience requiredStrong understanding of commercial business development techniques and credit decisionsDemonstrates credit and financial analysis skillsWorking knowledge of capital markets is a plusRefined negotiation skillsDemonstrates communication skills, both verbal and written.Demonstrates PC skillsWork Location:Greenville Campus Building A - 200 Carolina Point ParkwayBusiness Line:TD Bank AMCBJob Category - Primary:Commercial BankingJob Category(s):Commercial BankingProvince/State (Primary):South CarolinaCity (Primary):GreenvilleJob Family:Commercial LendingTime Type:Full TimeEmployment Type:RegularHours/Availability Detail:40Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.