Credit & Settlement Risk Analyst

Join our CEMEA Risk team as a Credit & Settlement Risk (CSR) Analyst, focusing on the Sub-Saharan African (SSA) region. As a CSR member, you will be tasked with managing and mitigating credit and settlement risks for a diverse portfolio of clients in the SSA region. This involves comprehensive risk assessment, institutional and sovereign risk research, and to collaboration with various internal and external stakeholders to support Visa's strategic and operational objectives. This position reports directly to the CSR Lead for SSA. Responsibilities:Monitor and assess credit risks for existing and potential clients. Identify high-risk clients and take steps to protect Visa, while spotting future market leaders.Conduct in-depth research and analysis on institutional and sovereign risks. This includes developing expert knowledge of the banking systems in which clients operate and understanding the credit and systemic risks inherent in those systems.Research countries and banks/companies to assist Visa in growing and developing its global market leadership.Effectively manage stress situations like client failures and outstanding settlement casesCompile and analyze complex datasets, producing informative reports using Excel, graphs, pivot tables, and presentations.Establish new clients in our internal risk monitoring tool, analyzing clients’ volume trends in various systems to determine an appropriate level of decline/informational alerts.Provide excellent internal customer service to ensure SLAs are met in a timely and thoughtful manner.Support the overall CEMEA Risk Management and Regional Management in achieving specified strategic and operational objectives.Work closely with other diverse areas of Visa, including Business Development, Strategic Partnership, Operations, Licensing, Legal, and Risk Management departments, as well as other regions and Global Credit Settlement Risk.This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.